Visa Gold

More value for your money.

Welcome to the world of golden benefits

If you are a person who likes to travel and support social activities, then Visa Gold is your golden solution. Visa Gold credit card will open your doors to many places in the country and worldwide. Visa Gold credit card is accepted almost at any point of sale in the world. The widespread acceptance of the card offers you the guarantee that you can simply pay for everyday expenses with this card.

Accessible in the country, abroad and the Internet

Visa of Sparkasse Bank is accepted at more than 40 million sales points indicating acceptance of the Visa. All Visa cards are accepted in the Internet with all dealers indicating acceptance of the Visa brand.

Interest rate

The interest rate for all clients who apply for Visa Gold credit card will be in accordance with the valid decision on interest rates of the Bank.

Interest rate at the moment: 11,50% annually.

Amount of revolving credit card limit

The maximum amount of the revolving limit is up to 4 salaries (the limit is defined under the Bank internal procedures). The minimum amount of the monthly repayment is 5% of the used limit on the credit card.

Minimum amount of Visa Gold credit card: 100.000 MKD.

Maximum amount of Visa Gold credit card: 500.000 MKD.

Additional credit card benefits

Withdraw cash from ATM without commision


Payment on instalment


Inovative ATMs




Charges and conditions

Application costs

200 MKD

Annual membership

245 MKD

See more about payment cards: