Allowed transaction account overdraft

Simple way to increase your budget and cover unforeseen expenses.

General information

Annual interest rate

10,5% is calculated and charged monthly


1 year possibility for automatic renewal


up to 4 salaries in accordance with the Bank internal procedures

Limits and permitted overdraft

Employed with regular monthly salary

up to 4 salaries

Recipients of pension

up to 3 salaries

* Permitted overdraft is approved after the client has received one salary on an account in Sparkasse Bank Makedonija.

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SMS Notifications

Receive SMS for any change on the transaction account or payment cards

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