Allowed transaction account overdraft

Simple way to increase your budget and cover unforeseen expenses.

General information

Annual variable interest rate

14,30% (reference interest rate for calculation of penalty interest of NBRNM + 8%) is calculated and charged monthly


1 year possibility for automatic renewal


up to 5 salaries in accordance with the Bank internal procedures

Limits and permitted overdraft

Employed with regular monthly salary

up to 5 salaries

Recipients of pension

up to 3 salaries

* Permitted overdraft is approved after the client has received one salary on an account in Sparkasse Bank Makedonija.

Do you need additional information?

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